Personal cash forecasting

Know what you will have left before the month ends.

Ahead projects your balance day by day from what you already know: fixed bills, instalments, card statements and recurring entries. No guesswork.

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Why Ahead

Built to answer one question — and answer it well.

Day-by-day forecast

A curve of your balance for every day of the month. The day it would go negative shows up before it happens.

“What if…?” scenarios

Try a purchase, a trip or a rent increase and watch the curve react — without saving anything.

Statements in the right month

Every card purchase lands in the statement it is actually due in, respecting the closing day and public holidays.

Import your statement

OFX and CSV from the major banks. Categorisation memories file the rows for you.

Spending limits

Set a cap per category, account or tag and get warned before you break it — not after.

12 months ahead

The projection does not stop at month end: see the whole year and plan with real notice.

How it works

What is actually left

The balance starts from a figure you declare and is replayed forward with everything already on the map. Tap any number to see exactly which entries built it.

Daily curve of inflows and outflows
Opening balance declared per account and month
Every figure drills down to its entries

Credit cards without surprises

Ahead understands the card cycle: a purchase made on the closing day already belongs to the next statement, and the due date rolls to the next business day when it falls on a weekend or holiday.

Closing day, adjustable per month
Business-day due dates, per country
Instalments spread across the right statements

Less typing, more control

Import the statement, let memories categorise it, and use recurrences, instalments and roll-up rules for whatever repeats every month.

Recurring entries and instalment purchases
Automatic categorisation on import
Roll-up rules to group what repeats

And more

The rest of what you need to keep the map current.

Recurrences and instalments

Fixed bills and instalment purchases expanded month by month.

Savings buckets

Track what you set aside for goals and reserves.

Roll-up rules

Group similar entries into a single line per month.

Categories and tags

Classify your way, with your own icons and colours.

Language and currency

Portuguese or English, in whichever currency you prefer.

Privacy mode

Blur the amounts on screen with one tap.

Alerts

In-app and email warnings when a limit gets close.

PDF export

Take any view out of the app when you need to.